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Prepaid credit card comparison chart

There are other features that may be important for some to consider when considering each card such as ATM daily withdrawl limits, total amount loadable over the lifetime of the card, POS fees, loading funds methods, etc.  These can be obtained on each card's FAQ or features descriptions on their respective websites.  However, the features below are likely the most important to consider.

Name Type Card Fee Min Load Max Load Max Bal Reload Fee ATM Fee Monthly Fee Personalized card How to get it Who Issues Comments
Vancity enviro Reloadable VISA card Reloadable $14.95 $25 $1,500 $2,500 None $1 $4.95 Yes Any Vancity branch Citizens Bank of Canada Applicant must be: 19 years of age or older, a Resident of British Columbia and and a member of Vancity Credit Union
Vancity mytreat VISA Gift Card Non-reloadable $2 $25 $500 $500 NA NA None No Any Vancity branch Citizens Bank of Canada  
MuchMusic Prepaid MasterCard Reloadable $39.95 (second year $9.95) $5 $500 $2,000 $1.50 $1 None Yes Apply online GE Money & Mint Capital Corp Mandatory identity check with Equifax.    
Travelex Canada Visa TravelMoney Reloadable None $250 $9,999 $9,999 $4.50 $2.50 $1.25 Yes Branches of CAA Citizens Bank of Canada  
Bank of Montreal Prepaid Travel Mosaik MasterCard Reloadable $9.95 $100 $10,000 $10,000 None BMO  Machine $1.50, INTERAC  $2.75 None Yes Apply online Bank of Montreal $40 AIR MILES Reward Option
Citizens Bank VISA Gift Card Non-reloadable $2 $25 $500 $500 NA NA None No Citizen Bank branches Citizens Bank of Canada Citizens Bank is a subsidiary of Vancity so this and the Vancity Gift Card are essentially the same product.
HorizonPlus Mastercard Reloadable $19.95 $10 $3,500 $3,500 $3.95 $1.50 $2.50 Yes easyhome, SpeedyCash, Payday Plus, easyfinancial, Cash Canada (list online) Peoples Trust  
myPlash Mastercard Reloadable $26.35 $5 $1,500 $2,000 $4.95 $1.50 $5.95 Yes Apply online Peoples Trust Card fee comes with a $5.00 preloaded value.
TitaniumPlus Mastercard Reloadable $20.00 $10 $4,000 $5,000 $2 $2 $7.50 Yes Apply at any Money Mart Peoples Trust  



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September 2008